A couple of things. First of all, since I was a child and first heard of the idea of NDEs, I've been intrigued by them. So I have read many books and accounts by people over the years who have claimed to have a NDE. (Now whether or not what they experienced is actually true, is of course, still a matter of debate.) But I'm going to approach this from the aspect that I believe these supernatural experiences were very real to them. And through all the accounts I've read, there seems to be an over-riding theme. No one goes to hell because they didn't "accept Jesus as their personal Lord and savior". People of all different faith, religious backgrounds, and even atheists have NDE and describe similar scenarios and going to another place. Call it heaven if you will. Many also report something called a "life review". This another common experience of the NDE phenomena. And if there is any judgment in heaven this is where it comes in. And people who had these experiences make it very clear that God isn't judging them, they are judging themselves. This judgment of themselves is centered around times in their life when they caused hurt and pain to others by actions or words. Mistreating others in some form seems to be the only "sin" that really matters in the spirit realm. So where does Jesus fit into this equation? Jesus's message was all about love, kindness and compassion to others. When Jesus says "follow me", I interpret that to mean follow my example of the love I have shown to others and what I have taught you about how to treat others. But there are many, many people of different religions who also practice love, kindness and compassion for others. How to treat others is a common theme all the major religions of the world. God may give us different paths to him, but I believe we are heading in the same direction. And by the way, I've known atheists who act more "Christian like" and more kind and loving than some people who themselves Christians.
On this thread, others have mentioned the laws or the rules of bible. I would like to weigh in on that too. First remember that the Jewish people were not a secular society like we are here in America. They didn't have a constitution or laws that were made by congress or interpreted by the Supreme court. Because they were a religious society they followed the "laws of God". So many of the laws in the OT have to do with behaviors for their particular society. Just the same as our laws here in America do. Our laws here in America (in other countries as well) are made so that we can attempt to live in peacefully in society. However, the Jewish people didn't have a democracy form of government. What they actually had was a theocracy form of government. One of their laws, being a religious society, was that people must follow their God.