Anybody here planning on making any New Years resolutions?  Of course we don't need a special time of year and of course most resolutions fail within the first month, but is anybody else having a crack in 2020? I have several personal resolutions about things that are private (family & relationships mainly), but some of my less private ones include better personal financial management (I'm digging myself out of a huge global financial crisis hole and might not make it - financially spea